Your Complete Health Insurance Checklist for Your Next Adventure
A step-by-step guide to ensure you’re fully covered—with Beakon Global helping you find the best insurance options.
Why Health Insurance Is Essential Before You Travel
Whether you’re new to the nomadic lifestyle or a seasoned traveler, not having the right international health insurance puts your health and finances at risk. Medical emergencies or illnesses abroad can lead to high expenses and unnecessary stress.
This checklist ensures you’re prepared for any situation, anywhere in the world.
✅ 1. Ensure Your Travel Destinations Are Covered
Are all the countries you plan to visit included in your coverage?
Are there specific regions with unique conditions (e.g., the U.S. due to high medical costs)?
Tip: A worldwide coverage plan provides maximum flexibility. Beakon Global helps you find policies that suit all your destinations, whether planned or spontaneous.
✅ 2. Choose the Right Coverage
A robust international health insurance plan should include:
Outpatient care: Doctor visits, medications, and minor treatments.
Inpatient care: Hospital stays, surgeries, and emergencies.
Routine check-ups: Preventive care and regular health screenings.
Chronic conditions: Long-term treatments and essential medications.
Dental and vision care: Optional add-ons based on your needs.
Beakon Global ensures you get the protection that matches your lifestyle.
✅ 3. Prioritize Free Choice of Doctors
In some countries, public healthcare may not meet your standards. Ensure your plan allows:
Freedom to choose your doctor—no limitations from provider networks.
Access to private clinics and specialists for the best care.
Benefit: Insurance plans recommended by Beakon Global allow you to decide where and how you’re treated.
✅ 4. Clarify Pre-Existing Condition Coverage
Are pre-existing conditions included in your policy?
Are there exclusions or surcharges for specific diagnoses?
Tip: For conditions like asthma, migraines, or diabetes, Beakon Global helps you find insurers offering fair and tailored solutions.
✅ 5. Check for Telemedicine Availability
Telemedicine is ideal for digital nomads, offering:
✅ Fast virtual access to doctors wherever you are.
✅ Language barrier solutions with multilingual doctors.
✅ Electronic prescriptions that you can fill locally.
Many plans include 24/7 telemedicine for time-saving and cost-efficient assistance.
✅ 6. Review Deductibles and Coverage Limits
What is your deductible (the amount you pay before coverage kicks in)?
Are there limits for specific treatments or annual coverage caps?
Tip: Beakon Global helps you balance premiums and deductibles to suit your needs.
✅ 7. Plan for Medical Evacuations and Repatriations
Emergencies in remote areas can be expensive. Ensure your plan covers:
✅ Medical evacuation to a nearby country with better care.
✅ Repatriation costs for a medical return to your home country.
Example: A medical evacuation from Asia to Europe can exceed €50,000.
✅ 8. Compare Prices and Coverage
Price matters, but the scope of coverage is crucial. Compare:
What’s included? Emergencies, routine care, dental, and vision?
What’s excluded? Pre-existing conditions or specific regions?
Beakon Global handles the comparisons, finding the best price-to-value option for you.
✅ 9. Ensure Flexibility
Digital nomads need adaptable policies:
Can you adjust or extend your coverage if your plans change?
Are there options for monthly payments or long-term contracts?
✅ 10. Assess Customer Service and Support
In emergencies, you need reliable help:
Does the insurer provide a 24/7 emergency hotline?
Is the claims process easy and digital?
Tip: Beakon Global partners only with insurers offering dependable support when and where you need it.
Your Health Deserves the Best Protection
With this checklist, you’ll be ready for any situation on your next adventure. International health insurance gives you the freedom to live and work globally, worry-free.
Let Beakon Global Handle the Rest
The insurance market can be overwhelming—Beakon Global makes it simple:
✅ Personalized advice: We identify what you truly need.
✅ Custom solutions: Tailored plans for digital nomads.
✅ Transparent comparisons: No hidden costs, no surprises.
✅ Comprehensive support: We’re here for you even after you sign up.
👉 Get your personalized quote now and start your next adventure worry-free!
Beakon Global – Your partner for global health insurance. Secure. Flexible. Simple.
